Struggling with hard times on his Colorado ranch, Charlie Moon becomes involved in a potentially lucrative wager between his best friend, police chief Scott Parish, and self-proclaimed psychic investor Samuel Reed, who bets that Parish will not be able to prevent Reed's imminent murder.

Accidentally causing the death of a purse snatcher with ties to the mob, tribal investigator and Colorado rancher Charlie Moon and his friend, Chief of Police Scott Parris, are targeted by the thief's vengeful family in a case that is complicated by FBI meddling and a rookie private investigator.